Long Term Loans
The Xpress Capital Funding can help fund business related expenses that your company may need quickly. The Business Loan product has a set maturity date when the business must pay off the loan. Business Loans through Xpress Capital Funding are offered anywhere from 4 to 5 years in maturity making them ideal for any small business.
We make applying for a business loan fast and easy. Our clients receive funds from $5,000 to $500,000 within 48 hours. Unlike dealing with your bank, we will not ask you to provide a long list of documents and offer extended loan terms. Our approvals are based off of your business strength. As long as you have been in business for at least 3 months and have a business bank account that has a relatively stable monthly revenue.
You have the flexibility and freedom to use your small business loan for almost any business related needs including but not limited to :
Assets: Inventory, tools, equipment, vehicles, technology, or no collateral.
Improvements: Research and Development, business expansions, renovations, and general upgrades.
Regular Expenses: payroll, inventory, taxes, liens, accounts payable, and advertisements.
Receive the money you need in order increase and grow your company's profits. SBA loans are ideal for well established companies. Loan terms range from 2 to 30 years and rates as low as 6%.
Uses: Expansion, partner buyout, relocation, adding extra equipment, etc.
Unsecured Loan Consolidation:
Catered to those new companies who should qualify for a standard Merchant Cash Advance or Unsecured Loans but double dipped with an add on and now are being declined from the A tier lender. Combine your multiple existing loans in order to have one weekly, monthly, or quarterly payments.
Accounts Receivable/Invoice/Contract Financing:
Clients who suffer from delayed payments often are in dire need for cash to complete the job, purchase material, and hire help and more. Luckily they have an opportunity to sell the pending arrangement now for discounted lump sum. Our partners will collect the funds from the customer directly. Typically funding 80% of pending A/R, Invoice/Contract.
Acquire a loan for the full cost of the equipment needed and make monthly payments on long term loan. Financing terms are up to 1 to 4 years on average and are similar to financing a car.
Uses: In-house auto repairs, increasing business fleet (trucks, trailers, etc.) adding extra equipment, etc.
Merchant Cash Advances are not loans; they are a cash-flow friendly way to access the capital your business needs. Do your daily sales fluctuate greatly? Allowing a fixed percentage of your card sales to be remitted will help if a down week or month may be an issue to repay a business loan with fixed payment amounts and a maturity date. No personal collateral is needed. We offer bad credit loans to client with credit scores of 400 Fico or better.
MCA's will take a specified dollar amount of your business’ future debit and credit card sales at a discount. Instead of paying a fixed daily payment until a set maturity date like a most business loans, remits a fixed percentage of its daily debit and credit card revenue automatically until the specified amount of purchased receivables is remitted in full to the MCA provider.
Repayment method is a percentage of your future sales. This is the suggested program for a company that accepts credit cards.
Unsecured Lines of Credit:
Bad Credit? No Credit? We can approve you for $500,000 in an unsecured line of credit only using your business monthly revenues.
Start Up Financing:
Approved Business Types
Heating &Air Condition Business
Auto Parts and Accessories
Car Rental Agency
Cell Phone Store
Computer Sales and Repair
Construction/ Contractor/ Sub Contractor
Fashion Accessories Stores
Fuel Oil and Propane
Gun and Retail / Repair
Hair Replacement Center
Tradesman / Handy Man
Home Improvement Center
Home Based Businesses
Lawyers (Special Program Available)
Leather Goods Store
Luggage Store Medical Office
Publicly Traded Companies
Used Car Dealer
Vacation Rental Business
Web Based Business
Window and Door Installers
Wine Store / Bar
We Can Find You A Loan To Fit Your Business Needs